Top Athens Mortgage Rates This November

Have falling property values enticed you into buying a new house? Today’s prices may be low, but don’t forget about checking Athens mortgage rates, too. The rate you pay to finance your home will have a huge impact on the total cost of your house.

Current Best Mortgage Rates in Athens, GA

Depending on the kind of mortgage you choose, the interest rates available will vary. However, whether you end up with a fixed rate or ARM, there is a lender with an affordable interest rate in Athens for you. Listed are the local lenders currently providing the most competitive mortgage rates this month:

Best Fixed Mortgage Rates in Athens

15-Year Fixed

• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• First Citizens Bank & Trust Company, Inc: 3.25%
• • Orig. Fees: 1%
  • Points: 0


• Bank of America, National Association: 3.25%
• • No Orig. Fees
  • Points: 1.25

30-Year Fixed

• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• First American Bank & Trust Company: 4%
• • Orig. Fees: 0.5%
  • Points: 0


• First Citizens Bank & Trust Company, Inc: 4%
• • Orig. Fees: 1%
  • Points: 0

Lowest Athens ARM Rates

3/1 ARM

• Navy Federal Credit Union: 2%
• • No Orig. Fees
  • Points: 0.5
  • Caps: 2% per Adjustment Period


• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• SunTrust Bank: 3.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

5/1 ARM

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• SunTrust Bank: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• First Citizens Bank & Trust Company, Inc: 2.63%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period

Please note that these home loan interest rates are accurate as of November 2011, but may change in the future. Additionally, borrowers may face additional requirements and credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.